Online payment system PayPal Holdings Inc. is accepted at 82.8% of the online retailers ranked in Digital Commerce 360’s Top 1000.

Online payment system PayPal Holdings Inc. is accepted at 810 of the Top 1000 online retailers ranked in Digital Commerce 360’s Top 1000. The Top 1000 is Digital Commerce 360’s ranking of the largest online retailers in North America, according to ecommerce sales. 

That’s up 7.3% compared with pre-pandemic 2019. PayPal was the fifth-most popular payment method Top 1000 retailers accepted in 2021. Digital Commerce 360 tracks payment options retailers’ websites and mobile apps offer.

PayPal was established in 1998 as Confinity and went public through an IPO in 2002. It became a subsidiary of eBay in 2002, and it became an independent company in 2015. Currently, the payments services provider is available in more than 200 countries and regions throughout the world and supports 25 currencies. 

PayPal fifth-most popular payment method with Top 1000 retailers

100% of Top 1000 retailers accept Mastercard and Visa, followed by American Express (97.4%), Discover (93.5%) and PayPal at 82.8%. 

The top 10 merchants offering PayPal at checkout online include: 


76.8% of retail chains offered PayPal in 2021. The top 10 retail chains, companies that sell primarily through physical store and also sell online, in the Top 1000 offering PayPal at checkout include:

  • Walmart Inc. 
  • The Home Depot Inc. 
  • Target Corp. 
  • Best Buy Co. Inc. 
  • Lowe’s Cos. Inc. 
  • Staples Inc. 
  • Macy’s Inc. (No. 16)
  • The Gap Inc. (No. 19)
  • Nordstrom Inc. (No. 20)
  • Williams-Sonoma Inc. (No. 22)

PayPal buy-now-pay-later option: Pay in 4 

Pay in 4 is for purchases of $30 to $1,500, which are paid in four interest-free payments, bi-weekly (one payment down and three payments afterward) with 0% APR. PayPal released Pay in 4 in 2020. 

4.3% of Top 1000 retailers offer PayPal Pay in 4. Meanwhile, 6.4% of Top 1000 ranked retail chains offer the BNPL option at checkout.


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