4MD Medical Solutions is expanding credit services on its main selling channel, 4MDmedical.com.

Relying on its ecommerce site to operate as a “one-stop-source” for medical, physical therapy, pharmaceutical and laboratory supplies, manufacturer and distributor 4MD Medical Solutions continues to expand its purchasing options to buyers.

4MD’s ecommerce site, 4MDmedical.com, makes available more than 250,000 SKUs to several categories of healthcare facilities, including physicians’ offices, hospitals, nursing homes, schools and pharmacies. It offers business customers such services as free shipping on orders valued at more than $250, negotiated contract pricing and a dedicated sales team. It also works with group purchasing organizations and provides business customers the option to request a price quote and apply for Net 30 payment terms.

In its latest move to expand its number of payment options, 4MD is deploying a “Credit as a Service” or CaaS application from MSTS designed to enable the company to help line up credit financing within a minute to qualified buyers.

“4MD is a company that has invested in technology to offer their customers better experiences and services when making purchases,” says Yitz Lieblich, president of Web Solutions NYC, the web development firm that helped 4MD deploy the CaaS payment method on its Magento e-commerce platform.

Web Solutions and MSTS are also developing a plug-in for the Magento platform that will make available the MSTS InvoiceMe feature on 4MD.com. When an online buyer clicks to choose InvoiceMe, the system pulls information from a network of databases to determine the buyer’s creditworthiness for financing terms.


MSTS, a subsidiary of World Fuels Services Corp., also provides credit service applications to such companies as General Motors Corp., Red Wing Shoes Co., Chevron Corp. and truck manufacturer Peterbilt Motors Co.

4MD’s products range from medical gloves to such items as a medical family-practice set of examination room furniture priced at more than $3,000,

Other payment options include the PayPal escrow service, wire transfers and checks. It also offers financing options:

  • Quick Spark, offering businesses the option to make payments over periods of 12 to 60 months and to maintain open lines of credit for sudden purchasing needs.
  • Affirm, offering individuals options to purchase products valued at more than $100 and make payments over three, six or 12 months.

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